Table of Contents

1. Introduction

With the invention of mobile apps at our fingertips, you probably spend a lot of time online. How wonderful would it be if you could earn some additional cash by doing the things you currently do online?

Well, we have got this for you! Many people want to make money online. There are a few legal methods to make money online without building an empire. And how is that possible?

Certainly! Thanks to sites and cashback apps like Swagbucks, Ibotta, Rakuten, and many more, getting paid for your online activities has never been easier. 

Here, we’ll compare Swagbucks vs Rakuten to see which one is best for your online shopping habits and how much money you can expect to earn from the activities you already engage in online. So let’s get started!

2. Apps That Pay You Cashback? What are they?

You get a percentage of the money you spend back using cashback applications or cashback reward platforms.

It is possible to earn money in cash or points, redeeming other excellent incentives like a gift card.

If you submit receipts or send in some type of evidence of purchase, you’re usually compensated. You may also link your internet accounts with the applications for digital verification. 

Today, we will discuss the top cashback apps, Swagbucks vs Rakuten.

3. Rakuten cashback app: Overview

When you shop on Rakuten’s website, you’ll be rewarded with a percentage of the money you spend. 

Rakuten offers customers ranging from 1% to 40% back in cash back on their purchases. Rakuten is open to anybody over 18, and they have over 2,500 retail partners.

3.1 A brief history about Rakuten cashback app

When Ebates, Inc. purchased Rakuten in 2014, it became one of the world’s most respected and most prominent online marketing organizations. Rakuten has been wholly integrated with Rakuten as of April 9th, 2019.

A+ rating with the Better Business Bureau (BBB) and hundreds of favorable customer evaluations on the BBB website has given Rakuten a solid reputation.

4. Pros and Cons of using Rakuten app

4.1 Pros of Rakuten cashback app

  • It’s straightforward to get started. Shopping with Rakuten is a breeze, whether you use the Rakuten website, mobile app, or browser extension.
  • Your regular purchases will earn you cashback. Thousands of retailers participate in Rakuten’s cashback program.
  • There’s a ton of places to shop. More than 2,500 retailers participate in Rakuten’s cashback program.
  • Those who sign up for a Rakuten account and spend $25 or more within the first 90 days of membership are eligible for a $10 welcome incentive.
  • Payouts can be made for as little as $5.

4.2 Cons of Rakuten cashback app

  • You will not receive a refund if you return the item you purchased.
  • The EU no longer has access to this product.
  • Payouts are made on a quarterly basis. Your Rakuten cashbacks are only released on Rakuten’s timetable. As a result, it might be weeks or even months before you get access to your funds.
  • This may lead to more impulsive shopping. It’s nerve-wracking to get a refund. As a result, it may push consumers to spend more money on unnecessary goods.

5. Swagbucks cashback reward platform: Overview

Among online reward schemes, Swagbucks may be unrivaled. As a search engine, Swagbucks is very similar to the likes of Google and Bing. 

There are various ways to redeem your points, called SB, including gift cards to a wide variety of retailers or a cash transfer to your PayPal account.

5.1 A brief history of Swagbucks cashback reward platform

El Segundo, California, is where the corporation is based. While they may be new to you, they’ve been around for almost a decade. 

Prodege, LLC started Swagbucks in 2008. Prodege, LLC’s parent business has been certified by the Better Business Bureau since 2010.

6. Pros and Cons of using the Swagbucks app

6.1 Pros of Swagbucks cashback reward platform

  • To become a member, you do not need to pay anything. You’ll also earn a $5 bonus for signing up!
  • Using Swagbucks, you may earn money in seven different ways. Moreover, the organization compensates you for each friend you suggest to.
  • Using Swagbucks, you can earn up to 10% cashback on your online purchases from some of the most popular retailers in the world, such as Gap and Sam’s Club,
  • As already discussed in our Swagbucks review, the nicest element of utilizing Swagbucks is earning passive cash without putting in a lot of work.

6.2 Cons of Swagbucks cashback reward platform

  • It takes a long time to make money on the web. If you want to earn money taking surveys, you’ll need to set aside some time.
  • It’s possible that Swagbucks isn’t available in your area. It is only available in North America, Europe, and India.
  • Surveys are challenging to qualify for, yet getting excluded from the higher-paying surveys is easy. If you’re disqualified, the only thing you’ll get is 1 SB (worth just $0.01).
  • The quality of customer service should be enhanced. As a result of the high volume of inquiries, the Swagbucks team cannot react to members promptly. 

7. Best Part in Swagbucks vs Rakuten

In Swagbucks vs Rakuten, there are a few similar features that customers enjoy and get to experience using either of the apps.

7.1 Simple and Hassle-free Signup Process

Both sites are simple to sign up for. You don’t need to do anything more than provide your email address. You’ll need to provide a little more information about yourself to get paid.

You may also sign up for Swagbucks surveys by filling out a questionnaire, which helps them match you with the surveys relevant to your interests.

7.2 Bonuses are available for referring a friend

For Rakunates, Share your referral link on social media or email your friends. After joining up, you’ll get $5 and $20 for every friend who purchases $25 or more in the first year after signing up. 

Refer a friend to Swagbucks, and you’ll gain 500 SB ($5.00) and 10% of their future earnings. So, if your friend gets 1000 SB, you get 100 SB as compensation. Similarly, it is possible to share your link via email or social media.

7.3 Installing Browser Extensions will give you Free Coupon Codes

Having your browser extension activated is convenient for anyone. A pop-up asks whether or not you’d like to activate cashback on Rakuten. 

Swagbucks will display an SB header pop-up for activation. The amount of SB earned for each dollar spent will be provided. When you click on the button, it has further functions. 

Ultimately, both browser extensions provide coupon codes so that you may save even more money on your subscription.

7.4 Cashbacks available in handy

Rates of 2% to 25% cashback are available through Rakuten. There are also “double cash” offers, in which select merchants provide double cashback on particular days.

Swagbucks provides a range of cashback percentages, from 1% to 25%. Random special promotions provide greater cash back percentages for specific stores. Whether it’s double or more, it’s possible.

8. Differences between Swagbucks vs Rakuten

While there are certain similarities and a win-win situation when Swagbucks vs Rakuten is compared, however in some parameters, they differ and out shadow one another. Let’s take a look at them.

8.1 Earning Method

Your Swagbucks account is credited with the SB you earn whenever you complete a task that qualifies for a reward. Swag codes can also be used to gain more SB. There are several places where these codes can be found.

Swagbucks members may earn extra SB by simply copying and pasting the code into the swag codes box on their dashboards whenever they see one. 

Codes like this may be found in almost every aspect of modern life. There are even entire websites devoted to collecting all of the current codes from that day so that you never miss a code again!

With Rakuten, the procedure is far more straightforward than other rebate programs. Use their affiliate links to purchase the items you’re already buying and get your money back.

Every three months, you’ll get a check for the money you’ve spent. To get your money, you may either have Rakuten mail you a check or put your money into your PayPal account. 

So in Swagbucks vs Rakuten in terms of earning potential, Swagbucks is a clear winner.

8.2 Number of affiliated Stores 

The total number of Rakuten stores is more than 2000. Among the best-known stores are JCPenney, Kohl’s, Macy’s, Walt Disney, Walmart, and more.

However, the total number of Swagbucks stores is a closely guarded secret and is far less than Rakuten.

Amazon, Walmart, and Target are just a few of the businesses that participate in the gift card rewards program, so you may spend your money any way you choose.

So in terms of the Number of affiliated Stores in Swagbucks vs Rakuten, Rakuten is a clear winner.

8.3 Payouts Structure

Payouts will be made every three months if you earn more than $5.01 without bonuses. If you don’t obtain $5.01 in the three months, it will be rolled over to the next period. PayPal or a cheque can be used to transfer the money.

For Swagbucks, Pays rewards in gift cards, starting at $5.00, and most of the best shops like Amazon are available. 

So in terms of the payout Stores in Swagbucks vs Rakuten, Rakuten is a clear winner.

8.4 The major usage of these apps by customers

Rakuten is mostly used on internet purchases. They do have the option to attach your credit card for in-store purchasing at a handful of the top merchants. There are several methods to earn SB on Swagbucks, including freebies like watching movies.

Rather than cash, Swagbucks offers gift cards or sweepstake tickets as a kind of compensation. 

At least $25 or 2500 SB is required to get the money sent into your PayPal account. Payouts from Rakuten are exclusively made by check or PayPal, not via credit card.

So in terms of The major usage of these cashback apps by customers in Swagbucks vs Rakuten, Swagbucks is a clear winner.


9. Swagbucks vs Rakuten: At a Glance




Welcome bonus



How it earns money

From advertisers and partners

 Through affiliate marketing

Ways to earn money

Watching videos ,
Answering surveys and polls,
Searching the internet,
Completing daily targets
And more!

Cashback and signing in with credit cards and online shopping

Cashback percentage   offered for online shopping

1% cashback to 25% cashback

2% up to 25%

Linking credit card offers cashback



Payment schedule


You can get paid only once in three months.

Payment method

SB is redeemable for cash or gift cards.



Countries available

The America, Europe, and Asia

Throughout Asia, Western Europe, and America.

Type of app

Mobile apps for both iOS and Android, and browser extension

Mobile apps for both iOS and Android, and browser extension

Referral bonus

10% SB of your friends lifetime earnings

$30 when a referral makes purchases something $30 within 90 days.

Minimum cash out

As less as $5 dollar gift card

$5.01 minimum

10. Some Tips to get the most out of Rakuten and Swagbucks

We have got some cool tips to ensure that you have a great experience using these apps when using cashback reward platforms like Rakuten and Swagbucks!

10.1 Sorting Surveys on Swagbucks:

You may make the most money by doing surveys that pay a lot of money. Sorting surveys on Swagbucks helps you locate the greatest deals.

10.2 Watching a video 

One way to get two birds with one stone is to watch a video. Search or take a survey in the background as you watch the video Double your points while doing something you already do.

10.3 Double cashback in Rakuten stores

Rakuten-affiliated merchants may provide double cashback and other incentives from time to time. During Black Friday and Cyber Monday week, companies like Gap and 

Macy’s provided a 10% cashback incentive on all purchases made. Special events like these can be notified to mobile app users. The best approach to saving money is combining retail bargains with double cashback offers.

10.4 Using Swagbutton plugin 

With the SwagButton browser plugin, you’ll be notified whenever you’re on a retailer’s website that provides cashback from Swagbucks’ partner retailers. You’ll also be able to see whether there are any promo codes you can use! 

11. Some other Cashback options you might want to use apart from Swagbucks vs Rakuten

In this rival between Swagbucks vs Rakuten, there is a pool of cashback applications that you can use to make money. The other popular ones apart from Rakuten and Swagbucks are:

11.1 Ibotta 

While shopping at your local grocery store, you may use the Ibotta app to get cashback. When you shop with Rakuten, you get cashback rather than points. You can withdraw your money to a PayPal account once you’ve earned $20.

11.2 Receipt Hog

Simply take a picture of your receipt and upload it to an app like this to get money or spins. 

Once you’ve accumulated a sufficient number of coins, you can exchange them for Visa gift cards, Amazon gift cards, or PayPal cash.

12. Final Thoughts on Swagbucks vs Rakuten

As far as Rakuten vs. Swagbucks is concerned, it’s nearly hard to achieve a clear winner. They both have their uses, and it’s possible to make a decent amount of money from them both.

Use Swagbucks if you are looking for:

  • Instant cash, even if it’s in a small amount
  • an excellent alternative if you want to monetize all of your online activities

Rakuten if you are looking for:

  • A one-stop shop for online shopping and cashback.
  • shopping online frequently 

Hope you found what you have been searching for today. By following the above steps and process you can start your Cashback app within no time and can run successfully within a few months.

To collaborate with top website developers for your Cashback Application, send an email at [email protected] and discuss your requirements and get a custom quote.

Bookmark our website for information and regular updates regarding app development.

13. FAQs on Swagbucks vs Rakuten

13.1 Who are these cashback apps like Swagbucks, Rakuten for?

Whether it is Swagbucks vs Rakuten, Students in high school and college and those with some free time make ideal participants. Making money while doing anything else, such as watching television, is a significant benefit of this method.

13.2 How much time do I need to make cash using these cashback apps? 

To make even a few bucks in a month, you’ll need to put in some time. If your hourly wage is less than $1 and you spend three hours a week on Swagbucks, you’ll spend around 12 hours a month earning perhaps $10. Any incentives or other special offers might boost earnings.

13.3 Is Amazon Prime compatible with Rakuten?

 Amazon does not promote or endorse Rakuten products or services. Amazon and free Prime shipping offers include everything you could ever want or need to make your life better while keeping your expenses to a minimum.

13.4 Is Walmart compatible with Rakuten?

More than $1 billion in savings have been redeemed by Rakuten members so far, and your Walmart purchases may help add to that total. If you buy at through Rakuten, you may simply earn up to 5% cashback on your purchases.

13.5 Is it safe to use Swagbucks?

Yes, Swagbucks is safe to use the app. The site has paid its subscribers over 315 million dollars and sends approximately 7,000 gift cards every day. 

13.6 Is Rakuten legit?

Yes, Rakuten is 100% legit. The cashback program Rakuten has more than 10 million participants. So far, they’ve returned nearly $800 million in cash to customers.


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